Research dataset update
Added Direct Line Comp+, Churchill Comp+, Tesco Bronze/Silver/Gold, esure Europe, Allstate Canada/Mexico and State Farm Mexico sources. No insurer term change date is claimed without an earlier comparable edition.
A change log without made-up changes.
This log records changes to BorderCover research and interpretations. It does not infer that insurers changed contractual terms on these dates. Insurer changes require two dated primary documents or an official bulletin before we attribute a change.
Precision fix
Separated Republic of Ireland and Northern Ireland; added explicit Ireland exceptions for Direct Line, Churchill and Tesco; added unknown status for insufficiently sourced providers.
Safety / product
Added vehicle-type guardrails, detailed per-country cells and per-cell evidence status. Previously published results retain their original review dates.
No insurer correspondence or phone calls have been carried out or invented as evidence. See original publications.