Irish car insurance
in France.

Short answer: Aviva Ireland publishes automatic EU cover up to 31 days. Allianz Ireland offers its selected home cover for up to 60 days per insurance period. 123.ie provides the EU legal minimum automatically but requires advance arrangement for up to 30 days of full Irish cover.

Aviva Ireland: automatic 31-day extension

Aviva’s public guidance says an existing Irish car policy is extended into the EU for up to 31 days. The exact level of cover, exclusions and how the 31 days are counted should be confirmed from your policy booklet, rather than assumed to be an annual allowance.

Allianz Ireland: 60 days per insurance period

Allianz’s motor policy wording gives a 60-day automatic extension to continental Europe for the cover selected at home. Its wording also discusses a separate European legal-minimum protection. Roadside recovery is limited geographically and should not be assumed to accompany comprehensive insurance.

123.ie: request full cover in advance

The 123.ie customer-care page explains that only the legal minimum is automatic for EU member states. To keep full Irish policy cover for up to 30 days, you need to ask in advance and receive approval. The tool offers two separate selections so you do not mistake a possible extension for one you actually purchased.

What to check before France

• Your policy year, holiday dates, permitted drivers and previous trips.
• Whether the damage/theft benefits of your Irish plan apply abroad.
• Breakdown, recovery and accommodation cover, which may have different territory rules.
• The certificate, vehicle registration and French driving requirements.

Original sources

Research links checked 30 October 2026. Please confirm the current policy edition and your personal schedule.